Quick Answer

Before major missions, do not prepare only the active character. GTA V often switches protagonists, so Michael, Franklin, and Trevor all need armor, ammo, core weapons, and appropriate vehicles before heists and finales.

StageWhat To DoWatch Out
ArmorBuy best available armor on all protagonistsNot only one character
AmmoRestock rifle, shotgun, sniper, and explosives by missionDo not ignore backups
VehiclePrepare mission or getaway vehicle earlySearching mid-mission wastes time
SaveManual save before major jobsRecover from bad prep

Key Checks

  • Switch through all protagonists before major missions.
  • This matters most before finales and heists.
  • Prep failures are easier to prevent than skill failures.